Having “something for everybody” may be the ultimate travel cliché, but perhaps no nation on earth delivers as much on that promise as Indonesia. Comprising over 13,000 islands, a third of the world’s active volcanoes, iconic animal species, and the tropical paradise of Bali, it’s hard to turn a corner in this vast country without discovering something spectacular.
This incredible nation runs on the Indonesian rupiah, a currency as dynamic as the country itself—shaped by its rich history, economic shifts, and daily life from bustling markets to remote island villages.
Curious to learn more about this currency? Interested in exploring a country of unparalleled possibility? Read on.
History of the Indonesian Rupiah
Issued by the Central Bank of the Republic of Indonesia, the rupiah is Indonesia’s official currency. It is printed in denominations of 1,000; 2,000; 5,000; 10,000; 20,000; 50,000; and 100,000. Rp is the typical notation to indicate prices.
The history of the rupiah is inseparable from Indonesian history itself. Ruled by the Dutch for over 300 years (from the late 1500s until 1942), Indonesia was then invaded by Japan during World War II, finally gaining independence after the war. Shortly thereafter, the original rupiah entered circulation.
The name “rupiah” derives from the Sanskrit word “rupyakam,” meaning silver. In its 70-plus year existence, the rupiah has struggled frequently with inflation, with a new rupiah introduced altogether in 1965. Thankfully, recent years have seen a moderation in inflation, and Indonesia has distinguished itself as the largest economy in Southeast Asia and a major regional player for years to come.
Traveling to Indonesia
This vast nation of islands packs more wonder to discover than virtually any other place on earth. To help orient you toward the best possible stops on your travel, here are a few exceptional highlights:
Bali. There’s a reason that this iconic island attracts five to six million visitors each year. It’s packed with museums, temples, breathtaking waterfalls, world-class surfing, more yoga classes than you can imagine (particularly in the town of Ubud), and of course, beaches galore. Bali truly offers an exceptional experience for every type of traveler.
Raja Ampat. Did you know that Indonesia’s waters sport more than 10 times the species of coral in the entire Caribbean? This unparalleled biodiversity has turned the region into one of the most popular diving destinations in the world, and Raja Ampat may represent the very best of it.
Komodo National Park. As its name suggests, this UNESCO-protected park is home to the legendary Komodo dragon, one of nature’s most fascinating predators. But the park offers more than just its famous lizards, with nearly unmatched biodiversity to explore.
Go volcano climbing in Java. The most populous island in Indonesia — and home to Jakarta — is packed with climbable volcanoes. Mount Bromo is particularly popular, offering an unforgettable trek, though it is perhaps best explored with a guide or as part of a tour.
Visit Borobudur temple. Also located in Java, this mysterious, thousand-year-old Buddhist temple is considered the largest of its kind in the world.
Before Your Trip
Get the right Visa. US travelers should apply for an e-Visa at least 48 hours before arrival. This visa grants a 30-day stay, with the option to extend for an additional 30 days. As with most international travel, be sure you have at least six months remaining on your passport before it expires.
Pick your plan of attack. With a country this vast, there is no single, obvious way to explore it. Will you explore the art, history, and cuisine of Jakarta? See the orangutans of Borneo? The unique wildlife of Komodo National Park? There’s no wrong way to explore this vast country, but why not plan your trip around what you and your family will most enjoy?
Pack appropriately. While much of Indonesia is hot and humid, higher elevations—such as Java’s volcanoes—can be surprisingly cold, making layers essential. Additionally, modest clothing covering shoulders and knees is appreciated in both temples and some rural areas, so it’s a good idea to plan accordingly for your trip.
Choose your season. While it’s been said that there is no bad time to visit Indonesia, certain seasons may fit your travel style better than others. If you have Bali in your sights, the dry season window running from April to September is often considered the best, with (unsurprisingly) the most tourism during the summer holiday. However, the “shoulder season” — a month before and after the dry season — can be ideal for surfers and those willing to embrace occasional rain for fewer crowds and lower prices. Even the “low season” still provides a gorgeous getaway — at the cheapest price.
During Your Trip
Indonesia remains largely a cash-based economy — even in tourist-packed Bali — so it would be wise to arrive prepared to transact accordingly. Digital payments are becoming more common, but credit cards are still not widely accepted beyond the most tourist-focused areas.
In restaurants, tipping is not required but appreciated, especially in the most tourist-centric areas. A 5-10% tip for excellent service is customary. Avoid drinking tap water — or even using it to brush your teeth — and instead opt for bottled or filtered water. Be wary of ATMs outside of banks or major shopping areas, as skimming scams have been known to occur. Lastly, if you’re prone to an upset stomach, be especially choosy regarding street food.
As a whole, Indonesia is a highly affordable country for American tourists — even Bali can be explored on a budget, though significant high-end options are available as well.
After Your Trip
Most US banks do not exchange Indonesian rupiah, but Safe Dinar makes it easy to sell back your remaining cash. Simply initiate a transaction, print the provided label, and drop it off at a FedEx location. Within one business day of receipt, your funds will be deposited.
Indonesia is overflowing with breathtaking wonder. Whether it’s your first visit or your fifth, you are sure to find something new — and unforgettable.
